Category Archives: budgeting

Fix the Hole First, Then Bail the Water

You’ve read in the past about signs that might warrant delaying a bankruptcy.  In this article, I want to focus more on unresolved addiction or behavioral issues. Sometimes you need to fix the hole in your boat before you can get rid of the water that’s in it. When I review a client’s matter for…

Putting Your Tax Refund To Good Use

For many bankruptcy attorneys, the first quarter of the year is often a busy time.  Getting out of debt is a popular New Year’s Resolution and bankruptcy attorneys often encourage clients to use their refunds to pay their legal fees for a bankruptcy filing. While doing some research for this article, I read a number…

Tips For A Sane College Tuition Plan

< I recently came across an article about extreme ways to pay for college.  The article offers tips that are out of reach for most people, but I am the parent of a high school senior and wanted to offer a few things that I have learned. While I usually write about bankruptcy-related topics, financial…

Back to Birthday Sanity

or send is an email As a bankruptcy paralegal, one of my of my primary tasks is to go over a client’s budget. How much money you spend can make all the difference between qualifying for Chapter 7 bankruptcy or a Chapter 13 bankruptcy.  I also like to help educate our clients in proper budgeting…

The Hazards of Tribal Payday Loans

A few years ago, I appeared on a local news station to discuss the problems payday loans: The interest rates on payday loans can often reach 365% or more.  You can read more about the pitfalls of payday loans in this article that I wrote after doing the television interview. What I recently discovered is…

Financial and Physical Fitness: Day Twenty One

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $21 transferred to…

Financial and Physical Fitness: Day Twenty

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $20 transferred to…

Financial and Physical Fitness: Day Nineteen

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $19 transferred to…

Financial and Physical Fitness: Day Eighteen

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $18 transferred to…

Financial and Physical Fitness: Day Seventeen

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $17 transferred to…