Category Archives: commentary

Financial and Physical Fitness: Day Three

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $3 transferred…

Financial and Physical Fitness: The Wife’s Perspective, Day Two

Our family is trying to go the entire month of September without fast food and setting aside a little money in savings each day.  Click here to follow our journey. Lesson Learned:  “If you have it at home, you won’t look for it elsewhere.”  Face it, half of the reason we eat out is because…

Financial and Physical Fitness: Day Two

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during this experiment. Savings:  $2 transferred…

Financial and Physical Fitness: The Wife’s Perspective

If you’ve read Carl’s blog, you know that our family is doing a one-month experiment during the month of September:  no fast food and banking money each day. In the month of August, our family of 3 spent approximately $165 on fast food.  I’ve listed the totals at the end of the article.   This…

Financial and Physical Fitness: Day One

This is part of an ongoing going series about eating better by avoiding fast food during September and setting aside money under a forced savings plan.  Click here to read the introduction and click here to read other stories in the series.  Lisa and I will be sharing our experiences and what we learn during…

Relax, Twinkies Aren’t Going Away Just Yet

Not long ago, as I was watching Christian High Patriots football team deliver a 56-3 pounding to their outmatched opponent, I noticed that a lot of people were posting about the bankruptcy of Hostess Brands.  Twinkie memorials and witty posts were popping up all over Facebook.  While Twinkies may be hard to find right now,…

It Isn’t a Sob Story, It is Your Story

As a bankruptcy paralegal, I’m the first one to answer the phone at our office and something really hit home with me this week.  A woman started talking to me about her financial situation and then started to tear up.  Tearing up over the phone is not uncommon for callers, but this caller almost got…

Credit Repair and Identity Theft

One of the most common questions that clients ask me is how bankruptcy will impact their credit score. While most of my clients see at least a moderate improvement in about 12-18 months after their case is over, every situation is different. In this article, I offer a few tips that will help you maximize…

Junior Seau…Rest In Peace

You may wonder why a bankruptcy attorney is writing about the death of former NFL superstar.  In my bankruptcy practice, I often encounter people who are depressed because of their debt problems and I hope to offer encouragement to people to seek help for whatever problems they might have. I did not know Junior Seau…

An Open Letter to the American Bar Association

The American Bar Association (“ABA”) has chosen Toronto as the location its annual convention for 2011.  I mean no disrespect to neither the people of Canada nor the City of Toronto.  Canada is a trusted friend of the United States and I am told that Toronto is a wonderful city, but why is the ABA…