Category Archives: FDCPA

The Hazards of Tribal Payday Loans

A few years ago, I appeared on a local news station to discuss the problems payday loans: The interest rates on payday loans can often reach 365% or more.  You can read more about the pitfalls of payday loans in this article that I wrote after doing the television interview. What I recently discovered is…

Harassed by Alternative Recovery Management?

From time to time, I will call out specific companies for particularly aggressive or illegal collection activities.  In the past, I have written about Navy Federal Credit Union and Bank of America.  Today’s target is a local collection agency called Alternative Recovery Management (“ARM”). ARM is a collection agency located in La Mesa, CA.  Although…

Stopping Creditor Harassment

Under the Federal Fair Debt Collection Practices Act (“FDCPA”), creditors cannot “harass, oppress, or abuse any person in connection with the collection of a debt”.  Common examples of illegal harassment are: The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person. The…