Debt Collection

A Bankruptcy Attorney Doing Collection Work?

Well, not exactly.  Prior to opening my practice in 2004, the majority of my litigation experience did involve collection work.  Since then, bankruptcy slowly evolved into my primary area of practice.

Because most of my case load is related to bankruptcy, I only accept collections involving business debt.  I do not accept cases involving consumer debt such as credit cards or medical bills.

We only handle debt collection cases on hourly basis and we charge $200 per hour for attorney time and $85 per hour for paralegal time.  If you are looking for an attorney to handle your case for a percentage of the recover, I suggest contacting the lawyer referral services of your local county bar association.

Visit our Blog for Debt Collection Tips

Topics on our blog include debt collection tips, using small claims court, and methods to collect judgments.  Please feel to post your comments or contact us for additional information on our debt collection services.

Debt Collection & Recovery

Our goal is to provide our clients with the highest standards of quality and service by utilizing cutting edge techniques to collect outstanding receivables in an expeditious and amicable manner.

Why should I use an attorney instead of a collection agency?

The direct intervention by our law firm often results in greater recovery of outstanding accounts receivables and bad debt.  In many circumstances, the fear of prompt and substantial legal action results in recovery of outstanding obligations without suit becoming necessary.

Debtors are less likely to ignore a collection letter from an attorney.  Collection agencies cannot file small claims lawsuits in California unless they own the debt.  Only attorneys can do the one thing that debtors fear most:  file a lawsuit to collect the debt.

The shock of a process server or the Sheriff on the debtor’s doorstep is a pretty good indication that you are serious about collecting your money.  Many creditors just threaten to file a lawsuit.  Many debtors know that most creditors will not sue so they just ignore them.  Having the Sheriff show up takes your unpaid account to a new level of importance to the debtor.  In some states (including California), corporate debtors must be represented by a lawyer.  The debtor now has to either hire a lawyer of their own, or just lose by default.  Either way, they are much more inclined to try to work it out.  If not, they know they are facing Collection Lawyers. In addition, after judgment, the debtors in many states are also facing wage garnishments, bank levies, etc.

What should I look for in a collection attorney?

When selecting a law firm to collect a past due account, the attorneys and paralegals should know how to evaluate your case to maximize recovery.  Your lawyer should know how to take the case to trial if necessary and should have the resources find assets and collect unpaid judgments.  We have access to extensive computer databases such as Accurint to help us locate debtors and their assets.  In some case, we use private investigators to help identify assets to enforce money judgments.

contact us
Law Offices of Carl H. Starrett II
1941-C Friendship Drive
El Cajon, California 92020-1144

Phone: (619) 448-2129
Fax: (619) 448-3036
disclaimers & stuff
First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy. We also do other stuff and we do it well, but Congress wants me to post this notice.

Second, nothing on this site is legal advice. You are not my client unless you enter into a written agreement signed by you and me.